Pradhan Mantri Bima Suraksha yojana 2024 @ Apply Now | www.jansuraksha.gov.in

Pradhan Mantri Bima Suraksha yojana 2024
Pradhan Mantri Bima Suraksha yojana 2024

Pradhan Mantri Bima Suraksha yojana 2024

Everyone wants to get insured to secure the future of themselves and their family but insurance cover is provided at high rates by the insurance companies in the country. In which high premium is charged which is not possible for every person to pay. Therefore, Pradhan Mantri Suraksha Bima Yojana has been started by the Central Government for citizens with ordinary income.

Through this scheme, a claim can be made for the insurance amount in case of death or disability due to an accident under the accident insurance policy. Prime Minister Today we will provide you complete information related to Pradhan Mantri Suraksha Bima Yojana through this article. Therefore, you have to read this article carefully till the end. So let us know what is the eligibility for PMSBY Scheme and how to apply.

Pradhan Mantri Bima Suraksha yojana 2024

Pradhan Mantri Bima Suraksha yojana was launched by the Prime Minister of the country Narendra Modi on 8 May 2015. Pradhan Mantri Suraksha Bima Yojana is a type of accident insurance policy. Under which financial assistance is given in case of death or disability of the insured person during an accident. And if the insured person dies at the time of an accident, the insurance amount is given to his nominee.

For this scheme, the insurance holder has to pay only a premium of Rs 20 per year, which is directly deducted by the bank from the account of the insurance holder at the stipulated time. In this scheme, a person between 18 years to 70 years can be insured. The beneficiary has to submit the duly filled claim form to the concerned bank branch or post office within 30 days immediately after the accident occurs. Only then will they be given the benefit of the claim amount under this scheme.

overview

Name of the scheme

Pradhan Mantri Bima Suraksha yojana

Started by

Prime Minister Narendra Modi

beneficiary

citizens of the country

Objective

To provide insurance cover to poor family

Insurance cover amount

ranges from Rs 1 lakh to Rs 2 lakh

Application Process

Online Offline

Official website

www.jansuraksha.gov.in

PMBS yojana 2024

  • Pradhan Mantri Bima Suraksha yojana has been started for the poor and backward class people of the country.
  • Through this scheme, the beneficiary is given the benefit of financial assistance of Rs 1 lakh in case of an accident or partial disability.
  • Under this scheme, if the insured person dies in an accident or both eyes or both hands or both legs get damaged in the accident, then he will be given a benefit of Rs 2 lakh.
  • The insured person has to pay a premium of only Rs 20 once a year under this scheme. Earlier the premium amount had to be paid at Rs 12.
  • This scheme provides the benefit of insurance cover only to people between 18 to 70 years of age.
  • Under the Pradhan Mantri Bima Suraksha yojana, insurance is provided through public sector insurance companies.
  • The period of insurance cover under this scheme has been fixed from June 1 to May 31. Which is deducted from the beneficiary’s bank account before June 1.
  • A consent form has to be signed by the beneficiary for auto debit of the policy premium. Only then will he be given the insurance amount as per the rules in case of death or disability in an accident.
  • This scheme is a very cheap insurance plan for the poor which anyone can easily avail.

List of Banks Participating in Pradhan Mantri Bima Suraksha yojana

Allahabad Bank

Bhartiya Mahila Bank

axis Bank

Canara Bank

Dena bank

Federal Bank

Bank of India

Bank of Maharashtra

Central Bank

Corporation Bank

HDFC bank

ICICI Bank

Kerala Gramin Bank

Kotak Bank

Punjab National Bank

South Indian Bank

State Bank of Travancore

Syndicate Bank

United Bank of India

Vijaya Bank

IDBI Bank

IndusInd Bank

Oriental Bank of Commerce

Punjab and Sindh Bank

State Bank of Hyderabad

State Bank of India

UCO Bank

Union Bank of India

Eligibility Criteria

  • To avail the benefits of Pradhan Mantri Bima Suraksha yojana, the applicant must be a citizen of India.
  • The age of the applicant should be between 18 years to 70 years.
  • Only poor class families and backward class families will be eligible for this scheme.
  • The applicant should have a savings account and the account should have auto debit facility.
  • If the applicant’s bank account is closed then the policy will also be closed.

Required Documents Of Pradhan Mantri Bima Suraksha yojana

Aadhar card

Ration Card/Voter ID Card/Driving License

income certificate

age certificate

Address proof

bank account passbook

mobile number

passport size photo

How to apply Online

  • First of all, you have to go to the official website of Jan Dhan Se Jan Suraksha.
  • After this the home page of the website will open in front of you.
  • On the home page of the website, you will have to click on the Forms option.
  • After this you will have to click on the option of Pradhan Mantri Bima Suraksha yojana.
  • Now a new page will open in front of you. Where you have to click on the option of Application Forms.
  • After this you will have to select the language as per your wish.
  • After selecting the language, the application form of Pradhan Mantri Suraksha Bima Yojana will open in PDF form in front of you.
  • Now you will have to download the form and enter all the necessary information asked in it carefully.
  • Enter account holder’s name, father’s name, account holder’s address, city/town/village name, district name, state name, account holder’s mobile number, bank account number, PAN number, Aadhaar number, date of birth, email ID etc. Will have to do.
  • After entering all the information, the required documents have to be attached with the form.
  • Now you have to submit this application form to the bank in which you have your account.
  • In this way you can apply under Pradhan Mantri Bima Suraksha yojana.

How to apply Offline

  • First of all, to apply under Pradhan Mantri Suraksha Bima Yojana, you will have to go to the branch of that bank. Where you already have a savings account.
  • By going there, you will have to get the application form for Pradhan Mantri Suraksha Bima Yojana.
  • After receiving the application form, you will have to enter all the necessary information asked in it.
  • After entering all the information, you will have to attach the asked documents.
  • After this you will have to submit this application form to the bank.
  • Once the application is verified, you will be included in the list of insured persons.

Important Links

https://www.jansuraksha.gov.in/Default.aspx

FAQ of Pradhan Mantri Bima Suraksha yojana

  • When was the Prime Minister Suraksha Bima Yojana started?

Pradhan Mantri Suraksha Bima Yojana was started by Prime Minister Narendra Modi on 8th 2015.

  • When are benefits given under PM Suraksha Bima Yojana?

Under the Pradhan Mantri Suraksha Bima Yojana, benefits are given in case of disability or death of the beneficiary in case of any kind of accident.

  • How much amount of financial assistance is given under Pradhan Mantri Suraksha Bima Yojana?

Under Pradhan Mantri Suraksha Bima Yojana, financial assistance ranging from Rs 1 to 2 lakh is given to the beneficiary.

  • What is the toll-free number of Pradhan Mantri Suraksha Bima Yojana?

The toll-free numbers of Pradhan Mantri Suraksha Bima Yojana are 1800- 180-1111 and 1800-110-001. By calling on which you can get information related to the scheme and solutions to your problems.

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