PM Awas Yojana 2024

Everyone wants to have a permanent house for live. Many people still live in rent or houses. Even today especially in rural areas, people do not have permanent houses. The government has noticed this problem and for this the Pradhan Mantri Awas Yojana was started a long time ago. Under this scheme, the government provides financial Help to those poor families who are not financially capable of building their own houses. This plan is still going on. If you want to apply for this scheme and take advantage of it, then read this article completely.

Today in this article you will be given detailed information about Pradhan Mantri Awas Yojana. Under this Pradhan Mantri Awas Yojana run by the government, people living in urban areas or rural areas get a subsidy of up to Rs 120,000 or Rs 2,50,000. Different subsidy amounts have been kept according to different areas. Your subsidy amount is sent directly to your bank account through Direct Bank Transfer System.

Here you will be told how you can apply for Pradhan Mantri Awas Yojana, what are its eligibility, objectives, documents and benefits and features? To understand the complete information, you will have to stay with us till the end of this article.

PM Awas Yojana: Overview

Name of the scheme	Pradhan Mantri Awas Yojana
Who started it	Pradhan Mantri
beneficiary	poor and economically weaker section families
Objective	provide financial help
Year	2024

PM Awas Yojana: Eligibility Criteria

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  Only permanent residents of India can apply for this scheme.
  
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  The candidate applying for this scheme should not already have a permanent house.
  
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  The minimum age of the person who is applying must be above 18 years.
  
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  The annual income of the person applying should be between Rs 3,00,000 to Rs6 lakh.
  
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  It would be better if the name of the person applying is in the ration card or BPL list.
  
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  The person applying must have his Voter ID card.
  

About Yojana

Pradhan Mantri Awas Yojana is very beneficial for all the poor families in the country who still live in kutcha or rent houses and slums. Due to this scheme, The dream of becoming the owner of a permanent house is being fulfilled for lakhs of residents living in rural and urban and slum areas. People from the economically weak sections of the society, whose salaries are very low, are not able to build their own houses.

To provide them social security, the government has started the Pradhan Mantri Awas Yojana. Under Pradhan Mantri Awas Yojana, financial assistance is given to the beneficiaries so that they can build their own house. For this, the beneficiary person has to apply through the right channel. The government also provides subsidy on the amount received for building a house.

Objective

The main objective of this scheme is to give financial assistance to the poor and economically weaker section families to build their own permanent houses. Even today, the dream of building a permanent house is not being fulfilled for millions of people, but this scheme Full fill your dream . People are equally benefiting from the Pradhan Mantri Awas Yojana whether in rural or urban areas.

Benefits

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  Under the Pradhan Mantri Awas Yojana, you get a loan for up to 20 years at a very low interest rate.
  
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  You have to pay only 6.50% interest Rate on the loan.
  
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  Loans are given to specific groups of people like disabled people or senior citizens at very low interest rates.
  
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  Assistance up to Rs1,20,000 is given to eligible citizens lives in the plains. Whereas citizens living in hilly areas are given financial assistance up to Rs1,30,000.
  
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  Under this scheme, if you construct a toilet in your house, additional assistance of up to Rs12,000 is given.
  
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  The amount given under the scheme is directly transferred to your bank account.
  

Required Documents

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  Aadhar card
  
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  Photo
  
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  Beneficiary’s Job Card
  
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  bank passbook
  
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  Swachh Bharat Mission Registration Number
  
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  mobile number
  

How to Apply

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  Firstly, you have to open the home page of the official website of Pradhan Mantri Awas Yojana https://pmaymis.gov.in/ in front of you.
  
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  On the home page, you will see three bars in the menu bar, which you have to click on.
  
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  Now you will be seeing some options in front of you where you have to click on the option of Awaassoft.
  
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  Now a complete list will open in front of you in which you have to select the option of Data Entry.
  
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  After this, a new page will open in front of you where you have to click on the option of Data Entry for AWAAS.
  
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  After this you have to select your state and district and click on the Continue button.
  
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  Here you have to enter information like your user’s name, password, captcha code and click on the Login button.
  
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  After this, a Beneficiary Registration Form will open on the screen in front of you.
  
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  Then You will have to fill your personal details, beneficiary bank details, beneficiary convergence details.
  
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  Whatever details are there in the last column will be filled in the concern office.
  
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  By following this entire process carefully, you can apply for Pradhan Mantri Awas Yojana through online medium.
  

Important Links

Official Website

https://pmaymis.gov.in/

FAQ

• How much subsidy give under Pradhan Mantri Awas Yojana 2024?

Up to Rs 120,000 or Rs 2,50,000.

• What is the mode of Applying for Pradhan Mantri Awas Yojana 2024?

Candidate can Apply online through its official website.

• What is the main objective of Pradhan Mantri Awas Yojana 2024?

To provide financial assistance to poor and economically weaker section families to build their own permanent houses.