Pradhan Mantri jeevan jyoti bima yojana (pmjjby) apply online – 10

pradhan mantri jeevan jyoti bima yojana :- The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a government-backed life insurance scheme in India. It was launched by the Government of India as one of the social security initiatives to provide affordable life insurance coverage to individuals. Here are the key features of the Pradhan Mantri Jeevan Jyoti Bima Yojana:

pradhan mantri jeevan jyoti bima yojana

1. Eligibility:
   • Any individual between the ages of 18 to 50 years can join the scheme.
2. Coverage Duration:
   • The coverage period is one year, and the policy is renewable on an annual basis.
3. Insurance Coverage:
   • The scheme provides a life insurance coverage amount of Rs. 2 lakhs in case of the insured’s death, which must be due to any reason, including accidents.
4. Premium Payment:
   • The premium for PMJJBY is relatively low, making it an affordable option for a broad section of the population. The premium is typically deducted automatically from the policyholder’s bank account.
5. Enrollment Period:
   • Individuals can enroll in the Pradhan Mantri Jeevan Jyoti Bima Yojana during specific enrollment periods or as announced by the government.
6. Auto-renewal:
   • The policy is renewable on an annual basis, and the premium is automatically debited from the insured person’s bank account unless they choose to opt-out.
7. Linked Bank Account:
   • To avail of the benefits of PMJJBY, the individual must have a savings bank account, and the premium is directly debited from the linked bank account.
8. Death Benefit:
   • In the event of the insured’s death, the nominee receives the sum assured of Rs. 2 lakhs.
9. No Medical Examination:
   • No medical examination is required to join the scheme.

It’s important to note that the details provided here are based on information available as of my last update in January 2022, and there may have been updates or changes since then. Individuals interested in the Pradhan Mantri Jeevan Jyoti Bima Yojana are advised to check with official sources or their respective banks for the most current and accurate information regarding enrollment, premium payments, and benefits.

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